Get a Car Loan From Montreal & Laval’s Auto Finance Experts! 

Re-establish your credit from behind the wheel of a pre-owned or new vehicle!

Click on your Vehicle Match

Which type of vehicle category are you looking for?

Car Loan & Auto Credit Pre-approvals in one hour!

Which type of vehicle category are you looking for?
The team at 123 Auto Credit is comprised of Car Loan & Auto Credit Specialists that are able to help you work through the important decision of purchasing a new or used car, truck, mini-van or perhaps a commercial vehicle. When it comes to 2nd chance car loans and 3rd chance auto credit our team of experienced auto finance experts with their wealth of knowledge and experience,  will help you make informed choices based on your individual needs.

Approval in 24 hours

An exceptional choice of cars

Turnkey service

Ultra-competitive rates

Car Loan & Auto Credit Experts Serving Laval & Montreal

Welcome to 123 Auto Credit, Montreal, Laval & Saint-Jerome’s Car Loan, Auto Credit & Automotive Finance Experts. Our Team of Automotive Credit & Finance Professionals have proudly served Montreal, Laval & Saint-Jerome for over 2 decades. We understand that having to finance an automobile can be difficult and, in some cases, an intimidating experience, especially for those consumers who may have experienced credit problems.

Our Team of Auto Credit Professionals at 123 Auto Credit are committed to helping every customer navigate through the application/ auto loan approval process and purchase of a new or used vehicle for 1st chance, 2nd chance and 3rd chance credit. Our Automotive Credit expertise combined with our knowledge of ALL automotive makes and models will help you make an informed choice on the right vehicle, which matches your needs.

At 123 Auto Credit, your complete satisfaction is our priority and with our Lending Partners, we go to great lengths to make sure that you are provided with a variety of financing options.

Get The Vehicle You Want… Regardless of Credit!

Apply now and get a quick & easy pre-approval online from the comfort of your own home

Prefer to speak with an Automotive Credit Expert?

Call us Toll-Free: 1-833-497-3946

Let Us Match You With the Perfect Car Loan Solution

Frequently Asked Questions

1. What will my interest rate be?
A: Many variables can influence your interest rate, including: your financial situation, your credit score, the market, etc. Nevertheless, we work very hard to provide you with credit options and at attractive interest rates based on your individual credit profile.
2. Do I need to provide you with information on my current and past credit record?
A: Yes. By knowing the details of your credit record, we will have the information needed to pre-qualify you and to submit your application to the financial institution that is most compatible with your financing needs.
3. I don't work and/or have never earned revenue; can I obtain a loan?
A: Yes, we work with an alternative financing institution whose only requirement is a small deposit.
4. How long before I receive a response to my 2nd chance credit application?
A: If you complete your request now, you will receive a response within only 10 minutes.
5. Who will review the information that I provide on my online credit application?
A: The information contained on your credit application will be reviewed by one of our credit specialists and will be used to submit a request for credit with one of our creditors. All information provided is deemed confidential and is handled with care and we comply with all applicable confidentiality laws and with the Consumer Protection Act.
6. Does the information I provide remain confidential and is it secure?
A: Yes. We adhere to the highest security and confidentiality standards established in the market in order to protect your personal information. In addition, our credit application is completely secure.

Car Loans & Auto financing Montreal, Laval, Blainville and Saint-Jerome

Our team at 123 Auto Credit include Car Loan & Automotive Credit/ Finance Experts. Our Credit Specialists will guide you through the important and sometimes difficult choice of purchasing a pre-owned or new vehicle. Their technical expertise and wealth of experience will help you make informed choices based on your individual needs. Looking for 1st chance credit or 2nd chance credit then we can help. We are even specialised in 3rd chance auto credit financing.

The members of our team will guide you through each major step including the selection of your vehicle, test drive, warranty information, financing and delivery. At 123 Auto Credit, you can be sure that your satisfaction is our priority and we’ll go to great lengths to make sure that you are provided with very interesting financing offers.

Send us your request for pre-approval directly online from the comfort of your own home. The financing team at 123 Auto Credit is standing by and we’ll make sure to get back to you very quickly!